The Insurance Scheme for SSTA

The Insurance Scheme for SSTA 

As an added benefit to your union membership, SSTA in conjunction with Alan Boswell Insurance Brokers have secured a new and improved insurance package underwritten by one of the UK’s leading Insurers.

The cover provides damage to private vehicles, loss of personal possessions including bicycles and spectacles, loss of money and a range of benefits for personal accident.

Claims notification should be made direct to the brokers on 01603 218099 to include membership number and full details of the loss. Following verification of membership renewal and policy cover, claims for personal possessions will be settled within 5 working days

Summary of Covers

The information provided is a synopsis of the insurance only

Section of CoverCover
Eye Wear Limit £1,000
Eye Wear Territorial Limits Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days
Eye Wear Insured Perils Accidental loss or destruction of or damage
Eye Wear Excess £25
Money Limit£500
Money Territorial Limits Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days
Money Insured Perils Accidental loss or destruction of or damage
Money Excess £25
Personal Possessions Limit£750
Personal Possessions Territorial Limits Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days
Personal Possessions Insured Perils Accidental loss or destruction of or damage
Personal Possessions Excess £25
Bicycles Limit £1,000
Bicycles Territorial Limits Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days
Bicycles Insured Perils Accidental loss or destruction of or damage
Bicycles Excess £25
Motor Vehicles Limit£1,500
Motor Vehicles Territorial Limits Within the boundaries of any educational establishment within the UK
Motor Vehicles Insured PerilsAccidental loss or destruction of or damage
Motor Vehicles Excess £50
Alternative Transport for Work £350 Cover for members who may require alternative transport to work following damage under the Motor Vehicles section e.g. Taxi
Electronics & Wearable Technology Limit£1,000
Electronics & Wearable Technology Territorial Limits Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days
Electronics & Wearable Technology Insured Perils Accidental loss or destruction of or damage
Electronics & Wearable Technology Excess £25
Section of CoverCover
Death & Capital Benefits (On Duty)£12,500
Death & Capital Benefits (Off Duty)£12,500
Dental Benefit£500
Hospitalisation Benefit£50 per day where stay exceeds 1 or more consecutive days subject to a maximum of 365 days and occurring within 1 year of the accident.
Coma Benefit£50 per member per day of continuous unconsciousness up to 730 days
Paraplegia or Quadriplegia£50,000 in respect of Paraplegia and £125,000 in respect of Quadriplegia
Facial Disfigurement Accidental Bodily Injury which within two years is the sole cause of permanent facial disfigurement with visible scar tissue of at least one centimetre in length in the area from the hairline to and including the lower jaw and ears, insurers will pay
(1) scar 1 to 5cm in length £250
(2) scar over 5cm and up to 10cm in length £500
(3) scar over 10cm in length £1000
up to a maximum of £4,000 per Insured Person
Medical Expenses following Workplace Assault£200 for 4 Weeks with a 1 Week Excess in the event of an Insured Person sustaining Accidental Bodily Injury from unprovoked assault in their place of work while carrying out their usual occupational duties.
Fracture Benefit If the Insured Person fractures one or more of the bones listed below and does not result in a valid Capital Benefits claim, insurers will pay the amount specified below for each fracture, or a maximum of £5,000 for all fractures.
– Hip or pelvis (Excluding coccyx or thigh) £1,000
– Femur or heel £500
– Skull (excluding jaw and nose), lower leg, collar bone, ankle, elbow, upper or lower arm (including the wrist but not a Colles’ fracture) £500
– Spine (vertebrae but excluding coccyx) £1,000
Insurers will pay a fracture benefit only once during the lifetime of the policy if the Insured Person is diagnosed with osteoporosis prior to or as a result of the Accident that results in a valid claim under the policy
Counselling Service following Workplace Assault £1,000 limit for a confidential service to help deal with personal issues following violent theft or assault
Overnight Accommodation for Relatives £100 per day up to maximum of 7 days Following hospitalisation of a member. Cover applies where a stay exceeds 1 night