The Insurance Scheme for SSTA
As an added benefit to your union membership, SSTA in conjunction with Alan Boswell Insurance Brokers have secured a new and improved insurance package underwritten by one of the UK’s leading Insurers.
The cover provides damage to private vehicles, loss of personal possessions including bicycles and spectacles, loss of money and a range of benefits for personal accident.
Claims notification should be made direct to the brokers on 01603 218099 to include membership number and full details of the loss. Following verification of membership renewal and policy cover, claims for personal possessions will be settled within 5 working days
Summary of Covers
The information provided is a synopsis of the insurance only
| Section of Cover | Cover |
| Eye Wear Limit | £1,000 |
| Eye Wear Territorial Limits | Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days |
| Eye Wear Insured Perils | Accidental loss or destruction of or damage |
| Eye Wear Excess | £25 |
| Money Limit | £500 |
| Money Territorial Limits | Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days |
| Money Insured Perils | Accidental loss or destruction of or damage |
| Money Excess | £25 |
| Personal Possessions Limit | £750 |
| Personal Possessions Territorial Limits | Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days |
| Personal Possessions Insured Perils | Accidental loss or destruction of or damage |
| Personal Possessions Excess | £25 |
| Bicycles Limit | £1,000 |
| Bicycles Territorial Limits | Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days |
| Bicycles Insured Perils | Accidental loss or destruction of or damage |
| Bicycles Excess | £25 |
| Motor Vehicles Limit | £1,500 |
| Motor Vehicles Territorial Limits | Within the boundaries of any educational establishment within the UK |
| Motor Vehicles Insured Perils | Accidental loss or destruction of or damage |
| Motor Vehicles Excess | £50 |
| Alternative Transport for Work | £350 Cover for members who may require alternative transport to work following damage under the Motor Vehicles section e.g. Taxi |
| Electronics & Wearable Technology Limit | £1,000 |
| Electronics & Wearable Technology Territorial Limits | Any education establishment in the world and whilst temporarily anywhere else in the world for up to 90 consecutive days |
| Electronics & Wearable Technology Insured Perils | Accidental loss or destruction of or damage |
| Electronics & Wearable Technology Excess | £25 |
| Section of Cover | Cover |
| Death & Capital Benefits (On Duty) | £12,500 |
| Death & Capital Benefits (Off Duty) | £12,500 |
| Dental Benefit* | £500 |
| Hospitalisation Benefit* | £50 per day where stay exceeds 1 or more consecutive days subject to a maximum of 365 days and occurring within 1 year of the accident. |
| Coma Benefit* | £50 per member per day of continuous unconsciousness up to 730 days |
| Paraplegia or Quadriplegia* | £50,000 in respect of Paraplegia and £125,000 in respect of Quadriplegia |
| Facial Disfigurement * | Accidental Bodily Injury which within two years is the sole cause of permanent facial disfigurement with visible scar tissue of at least one centimetre in length in the area from the hairline to and including the lower jaw and ears, insurers will pay (1) scar 1 to 5cm in length £250 (2) scar over 5cm and up to 10cm in length £500 (3) scar over 10cm in length £1000 up to a maximum of £4,000 per Insured Person |
| Medical Expenses following Workplace Assault | £200 for 4 Weeks with a 1 Week Excess in the event of an Insured Person sustaining Accidental Bodily Injury from unprovoked assault in their place of work while carrying out their usual occupational duties. |
| Fracture Benefit | If the Insured Person fractures one or more of the bones listed below and does not result in a valid Capital Benefits claim, insurers will pay the amount specified below for each fracture, or a maximum of £5,000 for all fractures. - Hip or pelvis (Excluding coccyx or thigh) £1,000 - Femur or heel £500 - Skull (excluding jaw and nose), lower leg, collar bone, ankle, elbow, upper or lower arm (including the wrist but not a Colles’ fracture) £500 - Spine (vertebrae but excluding coccyx) £1,000 Insurers will pay a fracture benefit only once during the lifetime of the policy if the Insured Person is diagnosed with osteoporosis prior to or as a result of the Accident that results in a valid claim under the policy |
| Counselling Service following Workplace Assault | £1,000 limit for a confidential service to help deal with personal issues following violent theft or assault |
| Overnight Accommodation for Relatives | £100 per day up to maximum of 7 days Following hospitalisation of a member. Cover applies where a stay exceeds 1 night |
